TERMS AND CONDITIONS

for the use of the website www.mdcapital.bg

I. INTRODUCTION
This document (together with the documents referred to below) sets out the general terms and conditions governing the use of the website www.mdcapital.bg (hereinafter referred to as the "Website"). By visiting and using the Website, you agree to be bound by these terms, our Privacy Policy, and our Cookie Policy.

The website www.mdcapital.bg is owned by "EMDI Druzhba" Ltd., UIC: 207585583 (hereinafter referred to as the "Company" or the "Administrator").

Please read these Terms and Conditions carefully before using the Website or any of its functionalities. If you do not agree with them, you should discontinue using the Website.

If you have any questions or comments regarding these Terms and Conditions, you may contact us by email or at the correspondence address indicated in the "Contacts" section of the Website.

II. RULES FOR USING THE WEBSITE
The Website may be used only in compliance with the following rules:

•       You may browse the Website and print extracts from its content only for personal, non-commercial purposes.

•       The use of images of persons or objects published on the Website is prohibited without the express written permission of "EMDI Druzhba" Ltd.

•       You are required to use the Website only for lawful purposes and in a manner that does not infringe the rights of third parties or prevent their use of the Website.

•       You must submit only legally permissible inquiries and requests through the Website.

•       "EMDI Druzhba" Ltd. has the right to restrict or suspend your access to the Website upon receipt of a notice of breach or upon establishing a breach of these terms and conditions, including in the event of malicious actions by the user.

III. CONTENT AND COPYRIGHT
3.1. Ownership of the Content
The content of the Website is free of charge and accessible to every visitor. All texts, images, graphics, and other content published on www.mdcapital.bg are the property of "EMDI Druzhba" Ltd., UIC: 207585583. Without the Company's express written consent, no form of modification, copying, distribution, retransmission, publication, or any other use of such content is permitted.

3.2. Copyright Protection
The informational materials, photographic images, and graphic design of the Website are protected by copyright within the meaning of the Copyright and Related Rights Act (CRRA). No part of the Website may be copied, reproduced, or distributed in any manner without the express written permission of "EMDI Druzhba" Ltd. Access to the Website does not constitute a licence for use within the meaning of the CRRA.

IV. PROTECTION OF PERSONAL DATA
"EMDI Druzhba" Ltd. processes personal data in accordance with the requirements of Regulation (EU) 2016/679 (GDPR) and the applicable national legislation. Detailed information regarding the purposes, legal basis, and time limits for the processing of personal data, as well as your rights as a data subject, is set out in our Privacy Policy, published on the Website.

You have the right to request access to, rectification, erasure, or portability of your personal data, to object to their processing, and to lodge a complaint with the Commission for Personal Data Protection (CPDP) at the following address: Sofia, Prof. Tsvetan Lazarov Blvd. No. 2.

V. LIMITATION OF LIABILITY
"EMDI Druzhba" Ltd. makes efforts to ensure the completeness and timeliness of the published information. Nevertheless, the information on the Website may not be exhaustive or fully accurate and should be regarded as indicative only. It does not constitute legal advice, an investment recommendation, or an offer to purchase goods or services.

"EMDI Druzhba" Ltd. shall not be liable for any direct or indirect damages, lost profits, or omissions arising from the use of or inability to use the Website, including as a result of inaccurate, incomplete, or outdated information.

The Company does not guarantee uninterrupted, timely, or error-free technical access to the Website and shall not be liable for technical malfunctions caused by circumstances beyond its control. "EMDI Druzhba" Ltd. reserves the right to modify, restrict, or discontinue access to the Website at any time without prior notice.

VI. COOKIES
In order to ensure the intended functionality and improve the user experience, the Website uses cookies - small text files stored on your device. The use of cookies complies with the requirements of Directive 2009/136/EC and the GDPR.

Detailed information regarding the types of cookies, their purpose, and the way they are managed is available in our Cookie Policy, published on the Website. Please note that disabling certain cookies may affect the functionality of the Website.

VII. LINKED WEBSITES
The Website may contain hyperlinks to external websites. "EMDI Druzhba" Ltd. does not exercise control over their content and shall not be liable for the accuracy, completeness, or lawfulness of the information published therein. Responsibility for the content of such websites lies entirely with their owners. We recommend that you review the terms of use and data protection policies of each website to which you are redirected.

VIII. APPLICABLE LAW AND DISPUTE RESOLUTION
These Terms and Conditions shall be governed by and construed in accordance with the applicable Bulgarian legislation, including but not limited to: the Electronic Commerce Act, the Consumer Protection Act, the Copyright and Related Rights Act, and Regulation (EU) 2016/679.

In the event of a dispute, the parties shall seek an out-of-court settlement. Consumers have the right to refer the matter to the Conciliation Commission to the Consumer Protection Commission or to the competent Bulgarian court.

IX. CHANGES TO THE TERMS AND CONDITIONS AND THE WEBSITE
"EMDI Druzhba" Ltd. reserves the right to amend the structure, content, or functionalities of the Website, as well as to terminate access to it at any time without prior notice.

The Terms and Conditions may be updated periodically. The changes shall enter into force from the moment they are published on the Website. Continued use of the Website after the publication of the changes shall be deemed acceptance of the updated terms. If you do not agree with the changes made, you should discontinue using the Website.

We recommend that you review this page regularly so that you are familiar with the current Terms and Conditions.